:root{
  --ink:#102126;--muted:#5b696d;--paper:#f4f1e9;--white:#fffdf8;--line:#d5d6cf;
  --blue:#0f5960;--blue2:#173f4f;--orange:#d66c3e;--sand:#e5c994;--soft:#e6efed;
  --shadow:0 18px 55px rgba(16,33,38,.09);--radius:18px;--shell:min(1180px,calc(100% - 40px));
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.65}img{max-width:100%;display:block}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}.shell{width:var(--shell);margin-inline:auto}.skip-link{position:fixed;left:16px;top:-80px;z-index:1000;background:#111;color:#fff;padding:12px 16px}.skip-link:focus{top:16px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:relative;z-index:30}.brand-row{display:flex;align-items:center;justify-content:space-between;min-height:92px}.brand{display:grid;grid-template-columns:54px auto;grid-template-rows:auto auto;column-gap:13px;text-decoration:none;align-items:center}.brand-mark{grid-row:1/3;width:54px;height:54px}.brand-mark img{width:54px;height:54px}.brand-word{font-family:Georgia,"Times New Roman",serif;font-size:30px;line-height:1;font-weight:700;letter-spacing:.02em}.brand-tag{font-size:10px;letter-spacing:.19em;color:var(--muted);font-weight:750;margin-top:7px}.nav-band{border-top:1px solid var(--line);background:var(--blue2)}.primary-nav{display:flex;align-items:center;gap:4px;min-height:50px}.primary-nav a{color:#eaf4f1;text-decoration:none;font-size:13px;font-weight:700;letter-spacing:.02em;padding:10px 15px;border-radius:999px}.primary-nav a:hover,.primary-nav a:focus-visible,.primary-nav a[aria-current="page"]{background:#ffffff18;color:#fff}.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:10px;cursor:pointer}.menu-toggle span:not(.sr-only){display:block;width:22px;height:2px;background:var(--ink);margin:4px}
main{min-height:60vh}.breadcrumbs{display:flex;gap:9px;align-items:center;font-size:12px;color:var(--muted);padding-top:25px}.breadcrumbs a{text-decoration:none}.kicker{font-size:12px;text-transform:uppercase;letter-spacing:.18em;font-weight:800;color:var(--orange)}h1,h2,h3{line-height:1.12;margin-top:0}h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(42px,7vw,88px);letter-spacing:-.04em}h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(29px,4vw,48px);letter-spacing:-.025em}h3{font-size:19px}.lead{font-size:clamp(18px,2vw,23px);line-height:1.55;color:#34464b;max-width:760px}.small{font-size:13px;color:var(--muted)}.eyebrow-number{font-family:Georgia,serif;font-size:72px;line-height:.8;color:var(--sand);font-weight:700}.button,.button-ghost{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:999px;font-weight:800;font-size:14px;text-decoration:none;border:1px solid var(--blue)}.button{background:var(--blue);color:#fff}.button-ghost{color:var(--blue);background:transparent}.button:hover,.button:focus-visible{background:#0b454b}.button-ghost:hover,.button-ghost:focus-visible{background:var(--soft)}
.opening{padding:58px 0 34px}.opening-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:50px;align-items:end}.opening h1{margin:10px 0 20px}.opening-side{border-left:1px solid var(--line);padding-left:28px}.opening-side p{margin:0 0 14px}.signal-strip{margin-top:40px;background:var(--orange);color:#fff}.signal-strip .shell{display:grid;grid-template-columns:190px 1fr;gap:24px;padding:25px 0}.signal-strip strong{font-size:14px;text-transform:uppercase;letter-spacing:.12em}.signal-strip p{margin:0}.signal-strip a{font-weight:800}
.photo-band{padding:42px 0}.photo-band img{width:100%;height:clamp(280px,44vw,560px);object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow)}.caption{font-size:12px;color:var(--muted);margin-top:8px}.section{padding:70px 0}.section.white{background:var(--white)}.section-head{display:grid;grid-template-columns:180px 1fr;gap:28px;margin-bottom:35px;align-items:start}.section-head .rule{height:1px;background:var(--line);margin-top:13px}.section-head h2{margin-bottom:10px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}.white .card{background:var(--paper)}.card .num{font-size:12px;color:var(--orange);font-weight:900;letter-spacing:.1em}.card h3{margin:15px 0 10px}.card p{margin:0;color:#435358}.split{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}.split img{border-radius:var(--radius);width:100%;height:420px;object-fit:cover}.note-stack{display:grid;gap:12px}.note{display:grid;grid-template-columns:42px 1fr;gap:14px;border-top:1px solid var(--line);padding-top:18px}.note b{font-size:12px;color:var(--orange)}.decision{background:var(--blue2);color:#eef7f4}.decision h2,.decision h3{color:#fff}.decision .muted-light{color:#bed0d1}.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid #ffffff33;border-bottom:1px solid #ffffff33}.timeline article{padding:25px 20px;border-right:1px solid #ffffff33}.timeline article:last-child{border-right:none}.timeline .dot{width:10px;height:10px;border-radius:50%;background:var(--sand);margin-bottom:28px}.timeline p{color:#c8d7d7}.urgent-box{margin-top:30px;border:1px solid #ffffff66;border-radius:var(--radius);padding:24px;display:grid;grid-template-columns:170px 1fr;gap:20px}.urgent-box strong{color:#ffe6d8}
.article-shell{width:min(900px,calc(100% - 40px));margin:auto}.article-head{padding:52px 0 30px}.article-head h1{font-size:clamp(40px,6vw,72px);margin:10px 0 18px}.article-meta{display:flex;gap:18px;flex-wrap:wrap;font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:800}.article-hero{margin:20px 0 48px}.article-hero img{width:100%;height:430px;object-fit:cover;border-radius:var(--radius)}.prose{font-family:Georgia,"Times New Roman",serif;font-size:19px;color:#24383d}.prose h2,.prose h3{font-family:Inter,ui-sans-serif,system-ui,sans-serif}.prose h2{font-size:34px;margin-top:56px}.prose h3{font-size:21px;margin-top:34px}.prose p,.prose li{max-width:760px}.prose .callout{font-family:Inter,ui-sans-serif,system-ui,sans-serif;background:var(--soft);border-left:4px solid var(--blue);padding:22px 24px;border-radius:0 14px 14px 0;margin:32px 0}.prose .warning{background:#fff0e8;border-color:var(--orange)}.prose table{font-family:Inter,ui-sans-serif,system-ui,sans-serif;width:100%;border-collapse:collapse;margin:30px 0;font-size:15px}.prose th,.prose td{border-bottom:1px solid var(--line);padding:14px 10px;text-align:left;vertical-align:top}.source-note{font-family:Inter,ui-sans-serif,system-ui,sans-serif;font-size:13px;border-top:1px solid var(--line);padding-top:22px;margin-top:48px;color:var(--muted)}
.page-intro{padding:55px 0 32px}.page-intro h1{font-size:clamp(42px,6vw,70px);margin:8px 0 15px}.legal-layout{display:grid;grid-template-columns:240px minmax(0,760px);gap:56px;padding:30px 0 80px}.legal-nav{position:sticky;top:20px;align-self:start;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:18px}.legal-nav a{display:block;padding:8px 2px;font-size:13px;text-decoration:none}.legal-copy h2{font-size:30px;margin-top:42px}.legal-copy h3{font-size:18px;margin-top:28px}.legal-copy p,.legal-copy li{color:#33474c}.legal-copy .notice{background:#fff0e8;padding:20px;border-radius:14px}
.resource-list{display:grid;gap:14px}.resource{display:grid;grid-template-columns:180px 1fr auto;gap:20px;align-items:start;padding:22px 0;border-top:1px solid var(--line)}.resource:first-child{border-top:0}.resource .tag{font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.12em;color:var(--orange)}.resource h3{margin:0 0 7px}.resource p{margin:0;color:var(--muted)}.resource a{font-weight:800;font-size:13px}.tool-wrap{display:grid;grid-template-columns:1fr 360px;gap:28px;padding:20px 0 80px}.tool-panel,.tool-summary{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}.tool-summary{position:sticky;top:20px;align-self:start}.check-group{border:0;padding:0;margin:0 0 28px}.check-group legend{font-weight:850;font-size:18px;margin-bottom:12px}.check-row{display:flex;gap:12px;padding:11px 0;border-top:1px solid var(--line)}.check-row input{width:20px;height:20px;margin-top:2px}.summary-lines{white-space:pre-wrap;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:12px;background:#edf2ef;padding:16px;border-radius:12px;min-height:120px}.privacy-note{font-size:13px;color:var(--muted);border-left:3px solid var(--orange);padding-left:14px}.faq-list{display:grid;gap:10px}.faq-item{border:1px solid var(--line);background:var(--white);border-radius:14px;overflow:hidden}.faq-q{width:100%;display:flex;justify-content:space-between;gap:20px;align-items:center;background:none;border:0;padding:20px;text-align:left;font:inherit;font-weight:850;cursor:pointer}.faq-a{padding:0 20px 20px;color:#435358}.faq-a[hidden]{display:none}
.contact-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:50px;padding:30px 0 80px}.contact-details{background:var(--blue2);color:#fff;border-radius:var(--radius);padding:28px}.contact-details a{color:#fff}.contact-details p{color:#d4e2e2}.form-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{margin-bottom:17px}.field label{display:block;font-weight:800;font-size:13px;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #b9c1be;border-radius:10px;background:#fff;font:inherit;color:var(--ink)}.field textarea{min-height:150px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #9fcac6;outline-offset:2px}.form-error{background:#fff0e8;border:1px solid #f0c2aa;border-radius:12px;padding:14px;margin-bottom:18px}.form-notice{background:var(--soft);border-radius:12px;padding:15px;font-size:13px;margin-bottom:18px}.honeypot{position:absolute;left:-9999px}.consent-row{display:flex;gap:10px;align-items:flex-start;font-size:13px}.consent-row input{margin-top:4px}
.site-footer{background:#0d262e;color:#dce8e7;padding:55px 0 24px}.footer-grid{display:grid;grid-template-columns:1.6fr .7fr .85fr 1fr;gap:40px}.footer-brand{font-family:Georgia,serif;color:#fff;font-size:34px}.site-footer h2{font-family:Inter,sans-serif;font-size:13px;text-transform:uppercase;letter-spacing:.13em;color:#90b6b7}.site-footer a{display:block;color:#dce8e7;text-decoration:none;margin:7px 0}.site-footer p{font-size:13px;color:#b8cdcc}.footer-bottom{border-top:1px solid #ffffff22;margin-top:35px;padding-top:18px;font-size:12px;color:#8eaaaa}.footer-bottom span{padding:0 7px}
@media(max-width:900px){:root{--shell:min(100% - 28px,760px)}.menu-toggle{display:block}.nav-band{background:var(--white);border-top:0}.primary-nav{display:none;position:absolute;left:14px;right:14px;top:82px;background:var(--blue2);border-radius:14px;padding:12px;flex-direction:column;align-items:stretch;box-shadow:var(--shadow)}.primary-nav.open{display:flex}.primary-nav a{padding:13px 15px}.opening-grid,.split,.contact-grid,.legal-layout,.tool-wrap{grid-template-columns:1fr}.opening-side{border-left:0;border-top:1px solid var(--line);padding:22px 0 0}.cards{grid-template-columns:1fr 1fr}.timeline{grid-template-columns:1fr 1fr}.timeline article:nth-child(2){border-right:none}.timeline article:nth-child(-n+2){border-bottom:1px solid #ffffff33}.section-head{grid-template-columns:90px 1fr}.legal-nav,.tool-summary{position:static}.footer-grid{grid-template-columns:1fr 1fr}.resource{grid-template-columns:120px 1fr}.resource>a{grid-column:2}.signal-strip .shell,.urgent-box{grid-template-columns:1fr}.article-hero img{height:330px}}
@media(max-width:600px){:root{--shell:calc(100% - 24px)}.brand-tag{display:none}.brand{grid-template-rows:auto}.brand-mark{grid-row:auto}.brand-row{min-height:74px}.cards,.timeline,.footer-grid,.form-row{grid-template-columns:1fr}.timeline article{border-right:0;border-bottom:1px solid #ffffff33}.opening{padding-top:36px}.opening h1{font-size:49px}.section{padding:48px 0}.section-head{grid-template-columns:1fr;gap:10px}.section-head .rule{display:none}.split img{height:300px}.article-head{padding-top:38px}.article-hero img{height:260px}.prose{font-size:18px}.legal-layout{gap:22px}.resource{grid-template-columns:1fr;gap:8px}.resource>a{grid-column:auto}.contact-grid{gap:24px}.form-card,.contact-details{padding:22px}.site-footer{padding-top:42px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.site-header,.site-footer,.breadcrumbs,.button,.button-ghost{display:none!important}body{background:#fff}.tool-wrap{display:block}.tool-panel{display:none}.tool-summary{border:0;padding:0}.summary-lines{background:#fff;border:1px solid #aaa}}